Thursday, September 29, 2011

food business insurance : Business Insurance For Food & Drink

 business insurance   : Business Insurance For Food & Drink

Food and beverage sector faces many of the ever evolving business risks. Incident can lead to serious loss of customers and damage your reputation. Whether you own a restaurant serving a growing and distributing food and beverage products that are risky and you need peace of mind that comes with knowing you have insurance, and program management. the risk that meets your needs and protect your interests. 



 Whether it is insurance, property, plant and equipment to cover the liability products for the food and drinks that you produce or cover the liability of the employer and your employees, Belmont, international experience and knowledge needed to solve. The problem, according to your needs. 






 Type of insurance, food and beverages.
 
What they want and the size of your organization, from food to food manufacturers and distributors, we will work with you to ensure you are properly covered. Although we will provide a bespoke service to all of our customers, below is an example of the type of cover that may be included in the insurance package for your business.

 
• Property Insurance.
 
• business interruption insurance.
 
• The liability of the employer.
 
• The liability of the public.
 
• product liability.
 
• Cover the motor for transport to distributors.
 
• Directors 'and officers' liability.
 
• to restore order

Tuesday, September 27, 2011

Fast Food Insurance Companies Investing

Fast Food Insurance Companies Investing 

BOSTON - A new report by the Medical Research Boston - based on the life and health insurance companies across the country with a dirty little secret - $ 2 billion worth of investments in the country's fifth largest fast food chains. WCVB - TV Boston said Thursday, as reported by Dr. J. Wesley Boyd, which is published in the American Journal of Public Health Boyd is affiliated with the Cambridge Health Alliance and Harvard Medical. School. "The insurance industry does not care about the health and well-being of you," Boyd said. "They will invest in things that make you sick and kill you if that's what it takes to make money." Fast food linked to obesity, diabetes and coronary heart disease and all causes of illness and death in the United States, a third of adults are considered overweight or obese. WCVB's medical editor Dr. Timothy Johnson said, "I must admit I do not know this, and I was stunned to hear it. I think it's bad publicity at least. " Boyd's report calls for Prudential, Northwestern, including, Massachusetts, and included among the biggest investors in the fast food industry as well as McDonald, Burger King, Jack in the box and Yum! Brand, the company that owns KFC, Pizza Hut, Taco Bell fast-food chains and other "Holding fast food industry, MassMutual has $ 366 million," Boyd said, but the company strongly disagrees with the report. Boyd's "not absolutely" the company told WCVB In the statement, "on December 31, 2009, holding MassMutual's equity at about fast food, with about $ 1.4 million, representing less than one percent from one percent of the total investment of $ 86.6 billion in cash and assets. ". "If you eat fast food and illness as a result of obesity, diabetes, heart disease and stroke," Boyd said, "they're going to charge premiums higher, and it paid off. of your bad habits. ". WCVB Prudential said: "Unfortunately we can not discuss specific investments," to say that the money will be invested to provide "an opportunity for continued strong investment.". "After conducting an internal review, we can confirm that a new life account of New York are not holding shares of Jack in the Box, or holding any of the other companies listed in the" new life, a spokesman for New York, John Puccio. said in a statement, "a point of clarification, without knowing 'assets as the' data is not possible to ascertain what was held true when the data were" accessible. "Unfortunately, the access. the date specified does not tell us how old the information they have when they see it. " "Contrary to the information presented in this study, Northwestern's total shares outstanding in the food industry quickly totaled less than $ 257 million at the end of 2008 when data was retrieved for this study," a spokeswoman said Jean. The Towell "This total is approximately 0.19% of the company's $ 136 billion portfolio of accounts. Are in a position to be very small. All of this is even lower than the $ 248 million or 0.17% from $ 146.1 billion. Works of us. " "North and place priority on the health of employees and policyowners our company supports the effort to provide our employees with a healthy lifestyle through a comprehensive health initiative" Towell said.

Saturday, September 24, 2011

food business insurance : Food Insurance and Disasters

food business insurance : Food Insurance and Disasters

In general, disaster preparedness involves a continuous process by which all individuals, groups, and communities manage hazards in an effort to avoid or ameliorate the impact of disasters resulting from the hazards. Actions taken depend in part on perceptions of risk to those exposed.
Effective disaster preparedness relies on thorough integration of emergency plans.For safe food storage techniques, there are plenty of ways to go about making sure your family stays safe in the case of an emergency.  There is always the persistent fear out there that the food we take for granted, like corn, for instance, will no longer be as readily available as it is today. The foods we use daily are becoming more and more expensive, as is being reported on the news in an alarming trend
The types of foods that are in our grocer’s shelves are going up in price, as many Americans are losing their jobs, or the pay they are getting is not adequate for replenishing the regular amount of food consumed by their family. This can mean many things, but one big issue that seems to be arising, is the information being clamored for to learn how to properly store food.
For the first time in decades, Americans are looking to store food, in the event that it may become too expensive to purchase for many in the typical way. These families are trying out canning, storing, and preparing foods that will last for long periods without going bad, including dehydrated foods, that are very popular.
Thousands of Americans are looking at stockpiling foodstuffs, and ways to maintain a storage system that works for them, irregardless of their belief system. This wave of interest has gone far beyond religious edicts. These are concerned people, who are watching the news, and media that are showing how much food will be going up in the near future.
Here are some of the ways they are taught to keep food for a good amount of time.
Buying in Bulk
The quickest and easiest way (although least cost-effective) to build a food storage supply is to buy non-perishable items in bulk. Families can take advantage of memberships from stores such as BJ’s, Sam’s Club and Costco by purchasing flats of canned goods, large boxes of pasta, bags of rice, bottled water, etc. The Church of Jesus Christ of Latter-day Saints also has basic food supplies available to purchase through church storehouses. The order form and local storehouse information can be found on the church website.
Canning
Home canning may be the most cost-effective way to build food storage. Self canning is not difficult, but is time consuming. You will need some basic supplies, such as a pressure cooker and/or large pot for boiling with a rack, jars, as well as jar rings and sealing lids. Fresh fruits and vegetables can be grown at home, or purchased through local co-ops or farmer’s markets to keep costs down. The National Center for Home Food Preservation has detailed instructions on self canning.
Dry-packing
Newer technology has made home food storage even easier. Dry items such as pasta, flour, rice, oatmeal, dried fruit, etc. can be stored in plastic containers and storage bags long term. There is a small initial investment for this method. To pack dry items, purchase either a Food Saver machine or other vacu-pack-type machine. You will also need to purchase a supply of plastic bags and containers to use with your machine. This technique is very simple, and is a fun way to involve children with food storage

Gardening
# Leaders of the Mormon church encourage its members to keep a home garden. They teach that “planting a garden, even a small one, allows for a greater degree of self-reliance. With the right information and a little practice, individuals and entire families can enjoy the many benefits of planting and tending a garden”. Gardening is a fun and relaxing way to provide food for food storage, and it can significantly reduce the cost of building up food stores.
Quantity
How much food to can, dry-pack or purchase depends on the size of the family. Because church leaders emphasize the importance of food storage and self reliance, they have included a food storage calculator on their church website. However, this may not fit every family’s needs.
Families should store the type of food they like to eat. One way to determine how much your family might need to store for a three month supply is to create a menu for one week. Make a list of all the items you would need to fill that menu, then multiple the totals by 12. This can be adjusted for a six month or one year supply.
Considerations
In addition to food and water, consider other items that should be included in long term storage, such as soap, shampoo, toothpaste, extra toothbrushes, laundry detergent, pet food, diapers, baby food and formula, light bulbs, flashlights and batteries, candles and any other household items that are purchased regularly. It is also a good idea to keep a financial reserve for emergencies

Wednesday, September 21, 2011

food business insurance : Business Insurance is Important for Organic Food

food business insurance  : Business Insurance is Important for Organic Food

Organic food is growing in popularity as more consumers are looking for ways to eat healthy. These stores offer a number of health food with locally grown produce and herbs. You can also find health drinks and dietary supplements to support a diabetic, vegetarian or vegan diet. If you or someone in your family has food allergies or other special dietary requirements, this is the place to shop. If your focus is on healthy foods that they offer many great options to choose from that will help you create healthy meals for your family. Organic food, insurance should be taken to help protect both workers and their consumers. Type of insurance is necessary to mention here. General liability insurance. General liability insurance protects the health food stores, unexpected events that could cause bodily injury or property damage suffered by consumers, while in the property store. For example, you will be protected in the event of a food that is spoiled or contaminated in some way.


 Contamination may come from the source, or it can occur inside the store because of improper management. All shops are at risk in the sale of foods that are positive and if not covered by general liability insurance, they will be responsible for any injury caused to consumers. Certain precautions should be followed to prevent contamination of storage that can occur when shipments are made. This is why we all should be done through the back of the store's entrance. This reduces the customer's contact with the food until it has been shown correctly. General liability insurance will also cover the collection of health care in the event of an error in your advertising campaign. Worker's Compensation. Health food stores as well as all businesses in the payroll of employees who are required to have workers compensation insurance. This insurance is used to pay medical expenses related to injuries to employees injured on the job. To help reduce the risk of injury to the right of employees should be taught to all employees and these procedures should be followed strictly. This helps reduce worker's compensation claims arising from the lifting or moving inventory.


 Employees need to know how to react in a situation where non-emergency and emergency-related injuries. This includes first aid and call 911 to learn how to document these occurrences accurately. To add extra protection to protect your health food store and help you prepare for possible problems that can occur in any. Commercial Vehicles and debt. Used car business for the work involved will require a commercial auto insurance to protect their drivers in the event of an accident. This insurance will cover personal injury, loss or damage that may result from accidents that occurred when the driver of the company. Bonds insurance only provides your customers with the assurance that food stores, your health will be in accordance with its obligations, in other words, it ensures that goods and services are delivered to the obligations specified under the agreement. for us. "Bond" is the amount of business will be punished if there is no obligation

food business insurance  : Business Insurance is Important for Organic Food

Sunday, September 18, 2011

food business insurance : food insurance scam

food business insurance : food insurance scam

Insurance is looking for some foodConcerns about food inflation? Want to protect your family? Personally, I think the best form of defense is to keep some frozen food like hills in the basement of your house, why?



 Here are 3 reasons why frozen food is the best form of insurance, food. # 1 25 + years old. Freeze dried food for long storage life - 7-25 year if you can find them in # 10 cans, sealed, nitrogen usually gives you 25 years (bags give you about 7 years). That is 25 years or more, not wondering if your food is still good or if you must eat it all and turn it every 3 to 6 months.



 # 2 easy storage. Freeze dried food, all you have to do is keep in a cool, dry place and check occasionally for any damages.This is great if you live in a small apartment, condo, or just do not want your basement to look like a military bunker supply. # 3) Preparation Easy - Just add water. Easily prepared is key when dealing with a disaster. Along with these, all you do is add water. This is simple enough that anyone can do it, and it is ready to eat in about 10 to 15 minutes. Do you want spaghetti? Just add water and stir. How about Lasagna? Or beef stew? Just add water. You have a whole range of foods you can store eggs with bacon and pork scramgled sweet and sour chicken with rice Teriyaki go. You can get freeze dried ice cream for dessert. So if you're looking to protect yourself and your family from disaster, food inflation, civil unrest or other emergencies that are likely to come down the line you will want to store frozen food. The easiest thing to do is get a good brand of frozen food such as Mountain House (it's # 1 brand of backpacker and I think it's the best of taste as well). You can also get packages from several months to a year's worth of storage - so it had to do everything for you. All you have to do is to store them. What I like is that you have more food in a package of them than any other company - so you can actually make it longer if you must.



 The best price I've found so far, freeze dried food will Nitropak I've ordered from them before and they are top notch, with followups to the track number and e-mail is also free shipping. They have great customer service, they answered my question I asked on the same day. So if you're looking for some food, I recommend insurance for their package, freeze dried food

food business insurance : food insurance scam